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For patients whose UnitedHealthcare plan excludes weight-loss GLP-1s, the choice is between: Paying full retail price ($1,200+/month) for brand-name medication that insurance won't cover Paying out-of-pocket for compounded medication ($250-400/month) Pursuing a diabetes diagnosis if clinically appropriate, which may qualify for covered Ozempic or Mounjaro How to check your specific plan's coverage Follow this sequence to determine your exact coverage before starting treatment: Step 1: Log into your UnitedHealthcare member portal

UHCs 2026 commercial formulary includes six GLP-1 medications: Wegovy (semaglutide for obesity and CVD), Zepbound (tirzepatide for obesity and OSA), Ozempic (semaglutide for type 2 diabetes), Mounjaro (tirzepatide for type 2 diabetes), Saxenda (liraglutide for obesity), and Rybelsus (oral semaglutide for type 2 diabetes)

Insurance coverage of Wegovy varies

Dose Escalation and Monitoring The treatment usually starts at a lower dose to help the body adjust and minimise potential side effects